Publications

Under revision


Journal Articles


2026

A multivariate Energy-based fairness adjuster for premiums

Journal article · North American Actuarial Journal
Charlotte Jamotton · Donatien Hainaut

This article proposes a multivariate energy-distance-based adjustment method for mitigating group-level disparities in insurance premiums across multiple sensitive attributes.

2026

Latent Dirichlet Allocation for structured insurance data

Journal article · Annals of Data Science
Charlotte Jamotton · Donatien Hainaut

This article applies Latent Dirichlet Allocation to structured tabular insurance data, using topic modelling as a soft clustering framework to identify underlying risk profiles in insurance portfolios.

2024

Variational AutoEncoder for synthetic insurance data

Journal article · Intelligent Systems with Applications
Charlotte Jamotton · Donatien Hainaut

This article develops a Variational AutoEncoder tailored to heterogeneous insurance data for dimensionality reduction and synthetic insurance policy generation.

2024

Insurance analytics with clustering techniques

Journal article · Risks
Charlotte Jamotton · Donatien Hainaut · Thomas Hames

This article develops clustering approaches for heterogeneous insurance data, with applications to risk segmentation and the construction of unsupervised pricing grids.